Pradhan Mantri Jeevan Jyoti Bima Yojana –┬аThe central government of India has launched a new insurance coverage scheme, Pradhan Mantri Jeevan Jyoti Bima Yojana, for the growth of the poor and low-income section of culture. As pure term insurance coverage, it is available for folks between the age group of 18- 50 years.
Contents
- 1 PMJJBY(Pradhan Mantri Jeevan Jyoti Bima Yojana) рдХреЗ рд▓рд┐рдП apply рдХреИрд╕реЗ рдХрд░реЗ?
- 2 Pradhan Mantri Jeevan Jyoti Bima Yojana Short Details
- 3 Salient Features of Pradhan Mantri Jeevan Jyoti Bima Yojana
- 4 What is Pradhan Mantri Jeevan Jyoti Bima Yojana In Hindi?
PMJJBY(Pradhan Mantri Jeevan Jyoti Bima Yojana) рдХреЗ рд▓рд┐рдП apply рдХреИрд╕реЗ рдХрд░реЗ?
Pradhan Mantri Jeevan Jyoti Bima Yojana┬ардХреЛ 9 рдордИ 2015 рдХреЛ launch рдХрд┐рдпрд╛ рдЧрдпрд╛ рдерд╛| рдЖрдкрдХреЛ рдЗрд╕ рдЖрд░реНрдЯрд┐рдХрд▓ рдореЗрдВ┬ардкреНрд░рдзрд╛рдирдордВрддреНрд░реА рдЬреАрд╡рди рдЬреНрдпреЛрддрд┐ рдмреАрдорд╛ рдпреЛрдЬрдирд╛ рдХреЗ рд▓рд┐рдП рдХреИрд╕реЗ apply рдХрд░реЗ?┬аapply рдХрд░рдиреЗ рдХреЗ рд▓рд┐рдП Documents Required рдФрд░ Eligibility рдХреЗ рдмрд╛рд░реЗ рдореЗрдВ рдЬрд╛рдиреЗ| рдЕрдЧрд░ рдЖрдкрдХреЛ insurance рдХреА рдЕрдорд╛рдЙрдВрдЯ рдорд┐рд▓рдиреЗ рдореЗрдВ рджрд┐рдХреНрдХрдд рдЖ рд░рд╣реА рд╣реИ рддреЛ┬ардЖрдк Claim рднреА рдХрд░ рд╕рдХрддреЗ рд╣реИ рдЬрд┐рд╕рдХреА рдкреНрд░реЛрд╕реЗрд╕ рдпрд╣рд╛рдБ рдирд┐рдЪреЗ рджреА рдЧрдпреА рд╣реИ рдХреА┬ардкреНрд░рдзрд╛рдирдордВрддреНрд░реА рдЬреАрд╡рди рдЬреНрдпреЛрддрд┐ рдмреАрдорд╛ рдпреЛрдЬрдирд╛ рдХреЗ рд▓рд┐рдП рдХреИрд╕реЗ Claim рдХрд░реЗ?┬а
PMJJBY is a renewal term insurance policy that provides yearly life insurance coverage of Rs. 2, 00, 000 in case of the demise of the insured person, at a most affordable premium rate of Rs. 330 per year. In order to help you know more about the policy, we now have reviewed some of the key features and benefits proposed by the policy.
Check More Sarkari Yojna Details –┬аPradhan Mantri Gram Sinchai Yojana
Pradhan Mantri Jeevan Jyoti Bima Yojana Short Details
Parameters | Details |
Scheme Name | Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) |
Launched by | PM Shree Narendra Modi |
Budget | Rs 120 Million |
Launch Date | 09th┬аMay 2015 in Kolkata |
Policy Award | Defined below |
Work | Insurance Policy |
Fees | 330 (18 years to 50 years) |
Scope of Yojana | Across India |
рдкреНрд░рдзрд╛рди рдордВрддреНрд░реА рдЬреАрд╡рди рдЬреНрдпреЛрддрд┐ рдмреАрдорд╛ рдпреЛрдЬрдирд╛ (рдкреАрдПрдордЬреЗрдЬреЗрдмреАрд╡рд╛рдИ) рдХреЗ рд▓рд╛рдн:
рдЗрд╕ рдпреЛрдЬрдирд╛ рдХреЗ рддрд╣рдд, 2 рд▓рд╛рдЦ ┬ард░реБрдкрдП рдХреА рд░рд╛рд╢рд┐ рдХрд┐рд╕реА рднреА рдХрд╛рд░рдг рд╕реЗ рдмреАрдорд┐рдд рд╡реНрдпрдХреНрддрд┐ рдХреА рдореГрддреНрдпреБ рд╣реЛрдиреЗ рдХреА рд╕реНрдерд┐рддрд┐ рдореЗрдВ рдЗрд╕ рдпреЛрдЬрдирд╛ рдХреЗ рд╕рджрд╕реНрдп рджреНрд╡рд╛рд░рд╛ рдирд╛рдорд┐рдд рд╡реНрдпрдХреНрддрд┐ рдХреЛ рджреЗрдп рд╣реИред рдЗрд╕ рдпреЛрдЬрдирд╛ рдХреЗ рд▓рд┐рдП рдореГрддреНрдпреБ рдХреА рд╕реНрдерд┐рддрд┐ рдореЗрдВ рдорд┐рд▓рдиреЗ рд╡рд╛рд▓реЗ рд╣рд┐рддрд▓рд╛рдн рдХреЛ рдкреНрд░рд╛рдкреНрдд рдХрд░рдиреЗ рдХреЗ рд▓рд┐рдП рдХрд┐рд╕реА рднреА рдкреНрд░рдХрд╛рд░ рдХрд╛ рдХреЛрдИ рдЕрдиреНрдп рд╢рд░реНрдд рдирд╣реАрдВ рд╣реИ рдпрджрд┐ рдЗрд╕ рдмреАрдорд╛ рд╕реЗ рдЬреБрдбрд╝реЗ рд╕рднреА рджреЗрдп рдкреНрд░реАрдорд┐рдпрдо рдПрд╡рдВ рд╕реЗрд╡рд╛ рдХрд░ рдЗрддреНрдпрд╛рджрд┐ рдХрд╛ рдкрд╣рд▓реЗ рд╕реЗ рд╣реА рдкреВрд░рд╛ рднреБрдЧрддрд╛рди рдХрд░ рджрд┐рдпрд╛ рдЧрдпрд╛ рд╣реИред рд╣рд╛рд▓рд╛рдВрдХрд┐, рдпрд╣рд╛рдВ рдпрд╣ рдзреНрдпрд╛рди рджрд┐рдпрд╛ рдЬрд╛рдирд╛ рдЪрд╛рд╣рд┐рдП рдХрд┐ рдЗрд╕ рдпреЛрдЬрдирд╛ рдореЗрдВ рди рддреЛ рдХреЛрдИ рдкрд░рд┐рдкрдХреНрд╡рддрд╛ рд▓рд╛рдн рджреЗрдп рд╣реИ рдФрд░ рди рд╣реА рдЗрд╕ рдмреАрдорд╛ рдХреА рдкреЙрд▓рд┐рд╕реА рдХрд╛ рд╕рдорд░реНрдкрдг рдХрд░рдиреЗ рд╕реЗ рдХреЛрдИ рд▓рд╛рдн рджреЗрдп рдирд╣реАрдВ рд╣реИ рдХреНрдпреЛрдВ рдХрд┐ рдпрд╣ рдПрдХ рдЯрд░реНрдо рдЬреАрд╡рди рдмреАрдорд╛ рдпреЛрдЬрдирд╛ рд╣реИ.
Salient Features of Pradhan Mantri Jeevan Jyoti Bima Yojana
рдкреНрд░рдзрд╛рди рдордВрддреНрд░реА рдЬрд┐рд╡рди рдЬреНрдпреЛрддрд┐ рдмрд┐рдорд╛ рдпреЛрдЬрдирд╛ Feature
- The policy provides life coverage for 12 months.
- The covered by insurance can renew the plan every year.
- According to one’s own choice, the insured can take off of the scheme without notice and rejoin it at a later date.
- The plan offers a maximum amount assured of Rs2 lakh.
- The state settlement process made available from the policy is very simple and subscriber friendly.
What is Pradhan Mantri Jeevan Jyoti Bima Yojana In Hindi?
Pradhan Mantri Jeevan Jyoti Bima Yojana┬ардХреЛ рд╣рдорд╛рд░реЗ рдкреНрд░рдзрд╛рди рдордВрддреНрд░реА рд╢реНрд░реА рдирд░реЗрдиреНрджреНрд░ рдореЛрджреА рдиреЗ 9 рдордИ 2015 рдореЗрдВ рдкреНрд░рдХреНрд╖реЗрдкрд┐рдд рдХрд┐рдпрд╛ рдЧрдпрд╛ рдерд╛| рдпрд╣ рдЬреАрд╡рди рдмреАрдорд╛ рдкрд╛рд▓рд┐рд╕реА рд╣реИ рдЬреЛ рдХреА рд╣рдорд╛рд░реЗ рджреЗрд╢ рдХреЗ рдЧрд░реАрдм рдФрд░ рдордзреНрдпрдо рд╡рд░реНрдЧ рдХреЗ рд▓реЛрдЧреЛ рдХреЗ рд▓рд┐рдП рдкреНрд░рдХреНрд╖реЗрдкрд┐рдд рдХрд┐рдпрд╛ рдЧрдпрд╛ рдерд╛|
рдЬреЛ рднреА┬аPMJJBY scheme┬ардХреЗ рддрд╣рдд рдЬреАрд╡рди рдмрд┐рдорд╛ рдкрд╛рд▓рд┐рд╕реА рдХрд░рд╡рд╛рддреЗ рд╣реИ рдЙрдирдХреЗ рдкрд░рд┐рд╡рд╛рд░ рд╡рд╛рд▓реЛ рдХреЛ рдЙрдирдХреЗ рдореГрддреНрдпреБ рдХреЗ рдмрд╛рдж рдмрд┐рдорд╛ рдкрд╛рд▓рд┐рд╕реА рдХреЗ рддрд╣рдд реи рд▓рд╛рдЦ рд░реБрдкрдпреЗ рдорд┐рд▓реЗрдВрдЧреЗ| рдФрд░ рдЗрддрдирд╛ рд╣реА рдирд╣реА рдЗрд╕ рдпреЛрдЬрдирд╛ рдХреЗ рддрд╣рдд рдЖрд╡реЗрджрдХ рдХреЛ рд╕рд┐рд░реНрдл 330 рд░реБрдкрдпреЗ рдкреНрд░реАрдорд┐рдпрдо рдкреНрд░рддрд┐ рд╕рд╛рд▓рд╛рдирд╛ рднрд░рдирд╛ рд╣реЛрдЧрд╛| рдЗрд╕ рдпреЛрдЬрдирд╛ рдХреЗ рд▓рд┐рдП рдХреЛрдИ рднреА рдЕрдкрдирд╛ рдЬреАрд╡рди рдмрд┐рдорд╛ рдХрд░рд╡рд╛ рд╕рдХрддрд╛ рд╣реИ.
Pradhan Mantri Jeevan Jyoti Bima Yojana Application Form (рдЖрд╡реЗрджрди рдкрддреНрд░):
рдкреНрд░рдзрд╛рдирдордВрддреНрд░реА рдЬреАрд╡рди рдЬреНрдпреЛрддрд┐ рдмреАрдорд╛ рдпреЛрдЬрдирд╛ рдХреЗ рд▓рд┐рдП рдХреИрд╕реЗ apply рдХрд░реЗ?
- Aspirants should have to visit here mentioned link or PMJJBY official site
- To application form/ forms section
- Now click on application form
- Application form will be available in various language like as Hindi, English, Bangla, Guajarati, Kanada, Marathi, Odia, Tamil, Telugu etc
- Download application form PDF
- Fill application form
- Deposit with you bank
Check More Pradhan mantri Scheme Details
Benefits Presented by Pradhan Mantri Jeevan Jyoti Bima Yojana
- Death Benefit- In the event of the demise of the insured person the PMJJBY gives death coverage of Rs2, 00, 500 to the beneficiary of the policy.
- Maturity Benefit- As this is real term insurance plan, PMJJBY would not offer any maturity or surrender benefit.
- Tax Benefit- The premium paid on the policy is qualified for tax deduction under section 80C of Cash flow Tax Act. In the event that the insurance holder fails to submit form 15 G/15 H then any life insurance proceeds exceeding Rs. 1, 00, 000 will be taxable by 2%.
- Risk Coverage- PMJJBY provides risk coverage for 1 year. Nevertheless, because renewable policy it can be renewed yearly. In addition, the policyholder can also opt for a for a longer time duration more than a year by auto charge option linked to your saving bank account.
- Repayment Mode: The payment of premium will be straight auto-debited by the financial institution from the subscriber’s
- Risk Coverage: Rs 2 Lakh in case of loss of life for virtually any reason
- Terms of Risk Coverage: A person must opt for the scheme every year. They can also prefer to give a long-term option of continuing, in which case his account will be auto-debited yearly by the bank.
- Scheme: The scheme will be proposed by Life Insurance Corporation and all other life providers who are prepared to join the scheme and tie-up with banks for this specific purpose.
- Government Contribution: Various other Ministries can co-contribute premium for various categories of their beneficiaries away from their budget or out of Public Wellbeing Fund created in this budget out of unclaimed money. This will be decided separately during the year. In this common Publicity, Spending will be borne by Government.
Pradhan Mantri Jeevan Jyoti Bima Yojana Details
The period under the policy of PMJJBY is renewable for one year and it has an Assured Amount of Rs. 200,000 (Rs. 2 lakhs). For this, the premium amount is Rs 330, in which service tax is fixed in the current year, it will also be added separately and administrative fees of 41 rupees banks will be done.
With all these benefits and features made available from the insurance plan, this is certainly one of the better plans to acquire for the low-income area of the culture.
So, above is step by step guide to Government Scheme Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY),┬ардкреНрд░рдзрд╛рдирдордВрддреНрд░реА рдЬреАрд╡рди рдЬреНрдпреЛрддрд┐ рдмреАрдорд╛ рдпреЛрдЬрдирд╛ details information find out here.